How Can You Protect Your ATM Card From Skimming Devices?

Did you know that it's possible for a criminal to gain access to your bank account just by you using the ATM? It's a crime on the rise around the region and country, but there are ways to keep your bank account from being compromised.

The device used at ATMs is called skimmer. It uses two parts and is designed to steal information off the magnetic strip of a debit card.

One device is placed over an ATM’s card reader, while a camera is usually placed in a way that captures customers’ PIN. Once those two pieces of information are gathered, a criminal can use it to recreate debit cards and illegally withdraw money.

Because devices are difficult to see with the naked eye, the police offer several tips to protect your account while banking.

• Use your hand to cover your PIN as you enter it in the event a camera has been placed on the machine.
• Check your balance frequently.
• Try to stay away from ATMs in retail establishments such as restaurants, bars or small grocery stores because there is less security focused on the ATM itself.
• Use ATMs you are familiar with.
• Use ATMs with security systems. They are less likely to be targets.

Police also said residents should use general safety tips when using ATMs. Residents are asked to always be aware of their surroundings, and they should not use ATMs at night in low-lighted areas.